New Law Being Proposed Regarding Home Inspectors and Mold and Real Estate Agents Recommending Home Inspectors

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Coming up for discussion in the Louisiana State Legislature on Monday, April 21, 2014 proposed new laws about Home Inspectors.  The new law would require Home Inspectors to include in their reports information about the possibility of mold in a property.  There are professional mold inspectors and presumably Home Inspectors now recommend a buyer ... [Continue Reading]

The Most Recent Status of the Flood Insurance Legislation to Delay Biggert-Waters

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Update 3/13/04The Senate has voted to approve the Flood Insurance Act and now Present Obama needs to sign this into law.  From the National Association of Realtors:   NAR Issue Brief: Flood Insurance Side by Side Comparison The Senate passed legislation this week that would delay implementation of the Biggert - Waters Act and the the ... [Continue Reading]

How To Protect Your Home From A Fire Started by Batteries

Daylight Savings Time 2013

  I never knew about the danger of 9 Volt batteries in the home.  The gentlemen in this video is spreading the word because his home burnt down and the fire was started by a 9 Volt battery he had removed from his Fire Detector and stored in his garage for recycling.  It is something we all need to be cautious about and ... [Continue Reading]

Alternative Solutions to Delaying Biggert – Waters from SmarterSafer.Org

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John Boehner says the House won't repeal flood insurance hikes as had been hoped for.  In reading about Flood Insurance I came across a site that has interesting alternatives and practical views about the whole flood insurance issue.  They offer some reasonable solutions to the issues. Who is SmarterSafer.org?  From their ... [Continue Reading]

Flood Insurance Reauthorized in 1981 – a History of the Flood Insurance Program

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An article from The New York Times dated 1981 : Congress last summer reauthorized the flood-insurance program for fiscal 1982 but expressed concern over the mounting cost of coastal insurance and called for recommendations to reduce these outlays. Simply abolishing the coastal portion of the program would not solve the problem. Structures would ... [Continue Reading]

How Will Parrish Representatives Get to Washington, DC?

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From the New Orleans Advocate: A group of southern Louisiana political and business leaders are traveling to Washington on Tuesday to make a renewed push for the Homeowner Flood Insurance Affordability Act that needs to meet a 60-vote threshold on Wednesday in a litmus test preliminary vote. Continue Reading..... UPDATE: January 8th - the vote ... [Continue Reading]

Who Should Pay for the Elevation Certificate? The Buyer or the Seller?

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The issue of Elevation Certificates is in the forefront now with the changes in the flood insurance rates.  As a buyer it is necessary to have a flood elevation certificate to determine the amount of insurance premiums you will be paying;  your bank if you are financing the purchase will insist you have flood insurance. If a homeowner doesn't ... [Continue Reading]

Are the FEMA Flood Maps Wrong?

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There is a lot of confusion as to whether the FEMA flood maps are wrong.  Maybe. Depends on Who You Ask.....Who are you supposed to believe. I spoke to the FEMA Administrator for the City of New Orleans this morning and he says that all of the challenges have been reviewed and forwarded to FEMA, that the proposed maps 6 as far as he sees are ... [Continue Reading]

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