In the New York Times this morning appeared this article about a couple whose home was destroyed during Hurricane Katrina and the very difficult path they have been forced to take to rebuild. There are times when the recovery effort was dysfunctional and often time it was not.
Mr. Joseph gutted his house and spent several years trying to prove to the city that it was salvageable. In early 2009, he was granted a reconstruction permit.
By that time, Mr. Joseph had received $26,000 from another insurer and a $55,000 rebuilding grant from the Road Home, the federally financed program to help returning homeowners. He also received a $30,000 grant to begin the work of elevating his home above flood level. All of this was roughly $90,000 short of damage costs. (It would be another year before a federal judge ruled that the Road Home grant calculations most likely discriminated against black residents, prompting the state to adjust its formula.)